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Reading: UAE Residents Can Now Spread Government Fee Payments Over 12 Months at 0% Interest With Top Banks
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Times of Dubai > Business > Finance > UAE Residents Can Now Spread Government Fee Payments Over 12 Months at 0% Interest With Top Banks
UAE NewsFinance

UAE Residents Can Now Spread Government Fee Payments Over 12 Months at 0% Interest With Top Banks

TOD Newsdesk
Last updated: December 25, 2025 11:46 am
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UAE Residents Can Now Pay Government Fees in Zero-Interest Instalments Through Major Banks
UAE Residents Can Now Pay Government Fees in Zero-Interest Instalments Through Major Banks
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December  25, 2025 | Dubai, UAE:The methodology introduced by the federal authorities enables UAE residents to pay government fees in a delayed manner through a new interest-free scheme. The scheme allows cardholders to break up government fee payments for more affordable instalments, which are delivered at zero extra revenue charges. 

This “Pay in Installments” option is available for AED 500 or more in any transaction involved with the government services. The new programme aids UAE residents in completing government transaction fees by issuers of their credit cards, which are approved. The term of the installment is decided by the client, and it ranges from three months to a year depending on their capacity to pay. Money transfers without interest charges applicable to the payment of the government fees make it more attractive to UAE residents. 

The GITEX Global 2025 saw the Federal Authority for Identity, Citizenship, Customs, and Port Security, FAICCP, launch this innovation for UAE residents . This step would allow payment of required government fees in installments, hence making it more affordable. Customers can pay their government fees in installments now, which covers passport renewal, visa application, and other services related to federal government . 

How to Pay Government Fees in Instalments?

You can inform the bank’s customer service department about the deadline that could accompany you to pay government fees in instalments, and they will contact Visa International for the consultation. The users can apply via different channels (online, at the outlets, etc. ). Direct instalment payment is also a possibility that can save the clients from having to carry cash in the physical outlets. 

UAE Residents Can Now Pay Government Fees in Zero-Interest Instalments Through Major Banks

The process is tailored to allow ease and access for all those who qualify. Government feels can be settled as a whole amount or in parts at the eleven banks and financial institutions that are participating in this service. 

Participating Banks Enable Payment Flexibility-Eleven Financial Institutions Support the Initiative

UAE banks and lending institutions, such as First Abu Dhabi Bank, take the lead in offering UAE residents individual terms of repayment to pay their bills. Dubai Islamic Bank and First Abu Dhabi Bank also provide customers with an option to pay government fees through installment options. 

Emirates Islamic Bank customers, as well as Emirates NBD cardholders, are privileged to use instalment services for the payment of government fees. Under the names of the initiative, Commercial Bank of Dubai and Sharjah Islamic Bank have also been listed. The role of the door Bank becomes one of the local institutions that participate in this initiative. 

Holders of the Visa International card are now assured of the opportunity to apply for a direct debit scheme where government fees could be spread over a number of instalments. The zero-interest should be maintained, while banks purposely define their terms and conditions within the circle of not charging any interest. Among various other determinants, the UAE residents are advised to consult their specific bank regarding repayment periods, as well as requirements. 

Minimum Transaction Requirements and Terms for UAE Residents

The scheme to pay the AED 500 service fee or $136 in over one installment will cover the relevant service fees. This limit will ensure that the system addresses big transactions by applying the mandatory payment, thereby providing substantial financial relief. Thus, negligible dues could still be cleared in their regular way of one-time payment through normal channels. 

The cost can be spread over repayment durations of three months to twelve months by subscribing to the government fees, which are paid in instalments. The selection of the duration is required here, taking the family budget and planning into consideration. 

The principle of zero percent profit is ensured irrespective of the payment duration. Participating banks maintain unique requirements as well as a selection system for admitting learners. A credit card holder’s bank is a place where they present their requirements to be granted the possibility of paying governmental fees in parts. 

UAE Residents Can Now Pay Government Fees in Zero-Interest Instalments Through Major Banks

Bank experts take into account such factors as credit history, card position, and others while analyzing applications. The Federal Authority’s General-Sir revealed that it is the core framework of a digital transformational object in the country. The innovative financial solutions are available to anybody who seeks installment-based government fees repayment options. 

The program is to strengthen and improve the efficiency of current service deliveries (omit) for UAE residents . The program for UAE residents offer campfires on an installment basis is directed at assisting those consumers who face multiple financial commitments. Fetters the establishment letting, the readiness to the growth and development of the year of the year is supported. 

You can generate, recalibrate and enhance the Life Quality with ultimate customer satisfaction and happiness all over the UAE. Al Khaili said that enabling payments for the unified government fees in installments reinforces the Authority’s self-service user approach. The program is meant to provide this facility by making sure all touchpoints–online, IVR, etc.–are quick, easy, and simple to use.

Expanding Financial Inclusion and Accessibility

 This is a very real advance towards providing all UAE residents with easy access to government services. It was announced by Major General Ahmed Mayouf Al Amri, Acting Director-General of Support Services of the Authority, that the Authority was devoted to increasing the accessibility of various payment options for UAE residents . The deferred government fees align with customers’ desired outcome as well as comfort. The Authority foresees embedding support systems to cater for all UAE residents. 

Implementation of a larger project vision to stretch the provision of basic government services through affordable, data-driven technology. Through the partnership with UAE banks and Visa, the Equity Authority increasingly helps the residents to realize financial inclusion. The jumble is pressed to give UAE residents a choice and domination over how they make the payment for government in the region. UAE residents who have multiple financial obligations opt to pay for (omit)government services through settlements to make their arrangement smoother.

 Remaining a zero-profit feature makes it different from overlapped commercial plans, which mostly charge interest or service fees after a fixed time. The installment plan for government fee is the prompt help of UAE taking the installment option through residents of government services when they face a dozen of government service payments. There would be no offense on input with your budgeting, as you can confidently process passports, visas, or any other documentation services for many family members. 

The structure benefit helps keep the cumulative expense the same even if it’s spread over a longer time for UAE residents . All communities benefit from paying orderly personal monies as they apply recent technology-based systems for government fee instalments. Payment options for tuition are three, six or 12 months. The families align their schedules to pay fees from their monthly income. This way, they are able to pay their fees with less strain. Such a financial margin can be significantly useful in the case of months when several sudden expenses await an individual. 

The program of payment of government charges in instalments contributes to rational financial planning for residents. By dividing using repayment over several months, families can enable the building of an emergency fund and fulfillment of their financial duties. The upfront and additional charge-free fees eliminate fee surprises and make financial planning much more accurate. 

UAE Residents Can Now Pay Government Fees in Zero-Interest Instalments Through Major Banks

The Federal Authority of your nation sought support from the banks and Visa to leverage technology for better service as the goal. Through digital channels, people can easily transact with the government using the services and be able to make payments. Platforms like online and mobile banking are available with options for installment billing and can be conveniently facilitated without needing to visit their local branch.

 The step-by-step campaign to introduce electronic payments in instalments enhances the digital agenda of the UAE in the context of e-governmental transformation. The service integration with banking scaffold ranks first on the list of techniques used to guarantee a seamless constituents’ experience when interacting with government services. Instant processes and intelligible tracking ensure clients’ trust of the program. 

The Authority continually innovates its tech solutions, aiming to amplify citizens’ experiences. More services will become eligible for payment by way of instalments in the future. The foundation provided by the program becomes the springboard for taking the next step in larger efforts to improve people’s access to financial flexibility.

Read More: Buying a Home in Dubai: Full Cost Breakdown, Key Considerations & Market Insights Revealed

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