July 7, 2025 | Dubai, UAE. In a revolutionary event of UPI For UAE Residents for NRIs and UAE residents, the United Arab Emirates declared that it will accept Unified Payment Interface (UPI) for money transfers to India, which could change the game for sending money across borders with a faster, cheaper, and easier way. Apart from this, seamless transactions can easily occur through UPI without Indian phone number.
Hassle-Free Money Transfer
The UPI payment system, extensively employed in India, allows users to transfer money among bank accounts from a mobile phone. Residents of the UAE can now easily transfer money to people in India, without the need for an intermediary or any physical branches of a bank. This is due to the strengthening economic partnerships between these two countries, along with an increasing demand for easy and affordable payment solutions.

The announcement stated that UPI without Indian phone number in the UAE could have a real impact on the relationship between both countries. For example, UPI for UAE residents will help facilitate increased flows of trade and investment and promote overall growth and development. The announcement could also be seen as another milestone concerning the UAE’s journey towards becoming a cashless country, as digital payments in the UAE are gaining in popularity.
UPI Benefits And Easy Download Walk-through
UPI for UAE residents has many advantages that make it very appealing for cross-border transactions. Its speed, convenience, low cost and security make it ideal for innovations like open source wallets. Attractive to new users. With its real-time transaction features and multiple engagement options, UPI without Indian phone number makes managing the process easier and hassle-free, reducing the cost factor. This innovative method of payment enables users to send money all over the world easily and is an unparalleled option for anyone who desires to make fast and secure transfers.

A Quick Check To Wield UPI Without an Indian phone Number:
Step 1: Download The UPI Application
Step 2: Register a UPI account and link a Bank
Step 3: Enter the receipt UPI, Bank or IFSC details.
Step 4: Enter the Amount you want to send.
Step 5: The money will be transferred in real time
Boosting Economic Ties Cross Borders
India and the UAE have a long history of economic partnerships worth billions of dollars in bilateral trade. The introduction of UPI without Indian number for UAE residents will further enhance the relationship and increase financial flows and trade. The intermittent of the integration is also a significant move toward the UAE’s aspirations of being cashless.
As the UAE and India build on economic partnerships, UPI for UAE residents is expected to play a big role in fostering trade and investment between the two countries. Being simple, secure and cheap will change the way people send money across borders.

Integrating UPI with Indian phone numbers into the UAE economy would massively push the notion of the cashless economy down to realization, found here with the UAE Vision 2021, in line with its strategic objectives to strengthen digital payment technology and reduce reliance on cash payments. This would then further clinch the title for the UAE as the region’s front runner in digital disruptive innovation and financial technology.
The launch of UPI for UAE residents is a monumental milestone for NRIs and residents of the UAE. More people will be able to use their smartphones to send money home to India, and they will be able to do it quickly, conveniently, and at low cost. UPI will contribute immensely to the economic relationship between the countries and will be a huge promoter of digital payments in the UAE.
Moreover, with UPI for UAE residents, transferring money to India with ease, speed, and convenience can stimulate financial inclusion and economic growth. The new payment solution is assumed to be popular with residents of the UAE, but particularly non-resident Indians having UPI without Indian phone number, and for those who have family or businesses there. Undoubtedly, it would be a game-changer for all.
Read More : Expats Hit Hard as UAE Bank Transfer Charges Strike Remittances